Posted by Nate(DC) on March 05, 2002 at 24:45:46:
Your 662 FICO score is pretty good, actually, but the bigger problem for you in getting conventional financing will be the lack of INCOME!!
Without any income all you would qualify for would be a no-doc, no income verification loan. Those are available with your credit score but you may not be able to get a high enough LTV to buy anything with the amount of money you have to put down.
Why not look into doing some other strategy that does not require you to use conventional financing - lease options, subject to, etc??
You can find all sorts of info on this site for FREE about all of these techniques.