Posted by Nate(DC) on February 04, 2002 at 21:25:27:
Sure you can. There are, however, several issues you need to consider:
seasoning of title. If you have only owned the property a short time since the seller deeded it to you, the bank may be hesitant to lend.
do you have enough equity in the property that you could refi? If you owe a high enough LTV you may not find a lender that would make that loan - or make it at a better rate than the existing loan, anyway.
obviously, you would not want to approach the same lender that currently holds the mortgage on the property, as this would alert them to a due on sale violation.