Posted by MarcNJ on March 25, 2006 at 04:06:38:
I have been rehabbing in NJ since 2000, and this is the first year that I have problems pulling permits, there is a catch 22 for getting your cert from Community Affairs, and that is they want you to list your insurance policy number on the application, but to get a contractors liability policy, you must provide the insurance company a Cert number from NJ Dept of Consumer Affairs.
It is a pain staking problem but like every other problems you have come up against, it can be solved, and I’m now in the process of getting the Cert. I did find an insurer that did not need the Cert # ,b/c I claimed that my crew just does finish carpentry and no roofs or siding, or paint scraping or removal of abspestos siding, etc, etc,. I also stated that we are not general contractors, and after signing to thereof, I got an insurance binder and am on my way to getting the cert., which is needed badly b/c 3 of my rentals, rehabs, have been issued a stop work order many months ago. Give me a email and I’ll try to explain more in depth. Good luck,