Posted by hs on March 22, 2000 at 15:27:33:
I did not have this experience with CCCS. In fact, we had only been in the program for 6 months and we were able to get a conventional loan from a bank with low interest on our first home. My bank was happy to see that payments were being made and my credit improved by just paying on time through CCCS. It may not be true everywhere, but we even used our CCCS counselor as a credit reference. We had no problems and we are now almost out of debt. You might want to research it directly with your CCCS office, our experience had been great.