Re: Credit Score - Posted by Bruce Lawson
Posted by Bruce Lawson on July 11, 2002 at 20:30:08:
You can obtain your credit score from all three reporting companies on their websites,
The credit score you will receive will be different than the lender will receive, but you will have an idea where you stand.
There are permissable purposes that will not drop your score when your credit is looked at one of those purposes is requesting your own credit reports and or your score.
One way to get around having inquiry’s placed on your credit report when making real estate purchases is to talk with your broker and find out which of the three reporting companies they use to view a clients credit, then ask them if they will accept a copy of your credit report with score (that you have obtained)to supply the lender. Then if they will inform them they may pull your credit once the deal is closed for their records.
Try not to let too many people run credit on you if you have a broker you like and can work with stay there.
Be sure to review your credit reports for accuracy and address any that you dscover.