Posted by Bruce Lawson on March 08, 2001 at 05:05:05:
Be sure to inspect your credit reports when you receive them. I would not pay on any collection that the identity is not clear. Paying on your collection account is a good move that will help get your score up providing it gets removed from your reports. You have to remain active in the part of dissputing any inaccuracies,the CRA’s will not remove things on their own you have to stay on top of them. One more thing to watch be sure things remain off your report once removed,negatives always seem to find their way back on your report if your not careful. Request your reports once a year to review all the information and its accuracy. If all else fails there are companies that can do the leg work for you and usually get you quicker results,generally 60-120 days for collections and that is because of the courts. Feel free to contact me if you want more information.