Posted by chris on January 14, 2000 at 18:01:38:
Have you contacted your city/county housing or community development departments? Look for them in the government pages of your phone book. There is usually a state housing finance agency to check with if you also want to see what they have to offer.
They have various programs that should be able to help you. These programs vary from county to county and city to city.
They should have down payment assistance programs in place as well as first time homebuyer programs which give you better terms than you would get otherwise. The first time term is somewhat loose. It may mean that you have not owned a home in three years, etc.
The only way to find out what they have is for you to call. A possible 0% interest down payment loan looks appealing though and I think it is worth a call.
-Good Luck, Chris