Financing advice anyone? - Posted by Brandon (IL)
Posted by Brandon (IL) on September 16, 2003 at 15:50:14:
Just curious if anyone knows of an IL specific or nation wide lender that could help me given the following information:
I wish to refinance the home I reside in, and have been lease-purchasing for the past 2 years or so. I can provide bank records proving I have made the last 22-23 months payments on the home, and can show with leases from roommates that the payment is covered by them. (Which will hopefully help with the potential roadblocks I list below)
Also I will be a first time home buyer and would like to take advantage of any first time homebuyer or owner occupancy programs that I can.
The downsides, my credit is bad and I can show very little income but I can get a co-signer. Also wondering if there is anyway I can use two vehicles I own free and clear to help with the process, use as leverage, etc.
Any and all advice appreciated!