Posted by DavidB on March 19, 2002 at 22:54:36:
E-loan states that their report does not show up, it’s a consumer inquiry.
Posted by DavidB on March 19, 2002 at 22:54:36:
E-loan states that their report does not show up, it’s a consumer inquiry.
FREE FICO SCORE - Posted by Neil
Posted by Neil on March 15, 2002 at 11:50:10:
I remember a message in one of these forums which had a website that actually gave a free fico score. This was a true free score where you didn’t have to put in a credit card and sign up, it actually gave you a score in real time online. Does anybody know which site this is? I can’t find it in the archives. Thanks in advance.
Re: FREE FICO SCORE - Posted by Bruce Lawson
Posted by Bruce Lawson on March 15, 2002 at 13:38:56:
Hi Neil,
I am not aware of any website although transunion will provide you your score upon request try www.transunion.com.
Sincerely
Bruce Lawson
Re: FREE FICO SCORE - Posted by Neil
Posted by Neil on March 16, 2002 at 10:04:22:
Thanks Bruce, I remembered what site it was. If you sign up at eloan.com, you can get a free fico score within a couple of minutes. You don’t have to put a credit card in and it is free. Not a bad deal.
Re: FREE FICO SCORE - Posted by PAT
Posted by PAT on March 18, 2002 at 20:23:08:
You have to be careful. I think that e-loan.com will show up as though you are applying for credit and has the potential to lower your score. I went to each of the big 3 and paid and average of $11 for each. When you pay for it, it is a consumer inq. and will not have an effect on your score. Not a bad deal. Gives you a good starting point. I found several things wrong on mine that I am currently disputing.
Re: FREE FICO SCORE - Posted by Neil
Posted by Neil on March 18, 2002 at 21:32:17:
I took Bruce’s advice and went to www.transunion.com I received a credit report. E-loan actually shows up as a consumer inquiry, but it did not coincide with the score transunion gave me. If I am correct, transunion’s score is the fico score and they gave me a lower score than eloan’s fico score. So now I don’t trust that eloan score. I guess you get what you pay for. I am disputing some things just like you. I’m going to go ahead and pay for the other credit reporting agencies also. Thanks Pat.