Posted by doug,KY on April 19, 2000 at 10:46:45:
Your situation reminds me of a story I heard not to long ago.
Seems there was this man who wanted to buy a refridgerator and he went down to the Sears store. He found the refridgerator he wanted and proceeded to purchase the refrigerator with his Sear’s Credit card. Well the clerk started filling out the papers and discovered he had used up his credit line already. After a brief discussion, the clerk said she would talk to her manager and see if Sears could extend his credit so he could purchase the refrig. Well the manager came down to the floor and informed the clerk it was out of her hands and walked away.
Now, the man looked at the clerk and said, “Do you believe that I’m not going to buy a refridgator today just because Sears won’t sell me one?” And the Clerk looked back at the man and said, “No, I believe you’ll have one before lunch time.” And the man responded, “Your exactly right.”, and left.
The lesson you should learn form this is: I’m going to continue to buy homes and weather the bank wants to do business with me or not is fine. But the bank is going to miss a whole lot of business if they stop now. And sometimes you have to explain it to them. They need you as a customer, you don’t need them as a bank.