Posted by Dave T on February 09, 2002 at 24:14:35:
Just because the seller wants cash does not mean that you have to have the cash. You get the cash by financing up to 95% of the purchase. At settlement, you give the lender a mortgage, you give the seller your 5% downpayment, and the lender gives your seller the rest of your purchase price in cash.
Now this answer is just too obvious, so what have you not told us that would render this solution unworkable?