Posted by derick on February 28, 2002 at 16:58:14:
Thank you for your advice. Yesterday I started the process of calling the creditors and I was told that the information couldn’t be taken off. The person that I spoke to seemed to be new on the job because overtime I asked a question she had to put me on hold and talk to someone else to get the answer. IM going to start writing out my requests to the creditors to stop reporting my accounts as charge-offs tonight. I have the money to pay everything off. Should I call back and try talking to someone else and let them know what IM attempting to do or should I just send out the requests once I get the addresses? Also should I send them A check along with the requests or should I just send the requests by themselves? That may sound like a silly question if the answer is “you have to send the money” but IM completely lost. Thank you again for your previous advise and I appreciate any further help you can give me with this. It’s been a thorn in my side for quite some time now because I’ve been holding out on paying in order to have some type of leverage in getting them taken off of my credit report.