Posted by Steve-Atl on May 04, 2000 at 17:46:21:
It depends on the jurisdiction having authority. If its the city of Atlanta, its different than the city of Decatur. The only way to know is to ask the building inspections department of the appropriate jurisdiction.
I am an architect and have found the varying requirements maddening. I found its a good idea before the project begins to go visit the inspectors and ask them whats required. Don’t mention a specific project, but ask hypothetical questions. It may change what you will want to do with the renovation.
Regarding the insurance question, I don’t know. Sorry