Posted by Bob Smith on August 04, 2007 at 14:14:26:
A ToD deed isn’t like a remainder estate. D. Doe has no vested interest. J. Doe can deed the property to anybody, and when they do so D. Doe’s potential interest is extinguished. J. Doe can give a ToD deed to somebody else, replacing D. Doe. D. Doe’s interest is more like that of a contingent beneficiary of a living trust, which becomes irrevocable upon death. Until then, they have no interest in the trust’s corpus and can be removed (as contingent beneficiary) at any time.