Posted by jeff on December 26, 2000 at 22:08:31:
Have you tried to clean up your credit report? Although you have some blemishes on the report, you should get a copy of the report and clean some of the remarks up. You can either pay for a report or get a free copy if you have been turned down in the past 60 days. Then if you see any items that you question, dispute them. Sometimes the reporting bank or lending company will not respond back within the alloted timeframe and the credit reporting agency must then remove the remark.
Work on cleaning up your credit report along with talking with several mortgage companies. The mortgage business is very competitive and you should be able to find someone that will loan money. It may not be at the most favorable rates, but if the property is worth it and can support the loan, who cares.
Hope this helps…