Mobile Home Insurance - Posted by Ed

Posted by Ed on March 06, 2001 at 11:54:32:

Well, you’re right about the contract law part. There must be some consideration. The law doesn’t really say when the consideration must be given. There will be a bill sent out and the customer has about 30 days to make their first payment. When they pay, that is their consideration. It is assumed that they agree to the terms. If they do not pay, the policy will cancel back to the inception date, thus voiding any coverage.

It does make it seem unusual in the insurance business. Beleive me, I know. I was in the business for about 8 years doing it the same way you described before I came here. The insurance company I represent has been proving mobile home insurance since 1952 and insures more mobile homes than any other company in the country. It seems to be working for them. I do appreciate your question. If you do have a need for mobile home insurance in Michigan, Illinois or Pennsylvania, feel free to call for a quote. If your need is in another state, I may be able to refer you to one of our other agencies and they might be able to help. Thanks.

Mobile Home Insurance - Posted by Ed

Posted by Ed on March 05, 2001 at 13:21:27:

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Re: Mobile Home Insurance - Posted by Jeff

Posted by Jeff on March 05, 2001 at 19:44:05:

How can you provide instant coverage with no money or a signature? I have an agreement with my Agent He knows I get homes he can write and tells me that it is covered “as soon as I get money and a sig” Something about contract law that consideration must be given? I give him $20 bucks and he bills the rest.