The lender was thinking manufactured homes. I personally have never seen a steel framed single family residence, though this is more common in commercial construction. I live in an area with a LOT of subdivisions going up and have only seen wood frames. Though the strip malls and hotels are almost all steel frame.
Someone from this forum told me that steel framed homes would help reduce the cost of labor. I spoke to a lender and they said that prefab homes have a bad resale value. I was thinking the lender was thinking more towards manufactured homes? The pre steel framed buildings look just like a regular stick built house so would those still be consdiered prefab? Could some explain the difference?
I have built with steel studs as well as wood the labor costs were cheaper on the steel but only slightly. I only build with wood now. Saved about $300 by using steel not worth the wait time for materials. Especially if you come up short a few studs, you can’t just run to the lumber yard and get a couple.