Posted by Bob Beckman on March 11, 2002 at 07:58:45:
I have no desire to argue with you, but never once did I state or imply that credit doesn’t matter to me. In fact, my website (www.rehabfunding.com) clearly lays out what I need for my underwriting decisions. As far as me being a hard money lender, I absolutely am. If you want a copy of an article that will better explain what a hard money lender is, what defines them, and what their role is, feel free to e-mail me at firstname.lastname@example.org, and I will send it to you. You would probably find it pretty informative. As far as your credit situation, I’m pleased that things have improved for you since we had spoken. Obviously at the time, I felt the need to decline doing business together. It’s clear that I did upset you, and that was not my intention. If you were local to Rehab Funding, or lived in a non-judicial state, I might be more tempted to deal with C&D credit situations, but this is not how my company is set up. That’s okay, no company can work with all situations. My point from the beginning is that the people that qualify for my rehab loan programs have all been very happy, and that’s why you don’t read complaints from people that have used my service, ever, on this website, and why I would furnish a long list of happy customers upon request.
I truly wish you much success with all of your real estate transactions, and I look forward to reading of your successes.