Posted by John Merchant on June 12, 2003 at 13:16:34:
can i date the quit claim deed back 6 months? any ideas?
Sounds like you have a legally questionable QC Deed inasmuch as it obviously wasn’t notarized…or it would have been dated when signed and notarized.
While a Deed doesn’t have to be notarized (probably-need to check your state law on this)to give you possessory rights, you’ll find that no title company will clear your title for a new loan, until and unless the ex’s signature is notarized (and dated).
So you may have to start over to get a valid deed from the ex-F. Probably no big deal because the guy obviously is gonna want his name off that loan and will jump through some hoops to get that done.
To save you expense, I’d encourage you to wait until the new lender gives you list of their requirements, which you can then proceed to fulfill. One of which is going to be new, dated & notarized deed from the ex.