Posted by Ed Garcia on January 03, 2001 at 08:58:13:
Vinnie,
I have several questions to ask your relatives about their credit that would be personal. I think we both can see that after paying off the 1st, 2nd, and remaining debts of the chapter 13, that ads up to $81,000. You say their house is valued at $145,000 so that about a 55% LTV. Vinnie, why don’t you have them call me at (9009) 944-0199 and lets see what we can do.
Ed Garcia
Refinance With A Past Bankruptcy - Posted by Vinnie Dinda
Posted by Vinnie Dinda on January 02, 2001 at 12:59:59:
I am posting for a relative in SLC, UT who is wanting to refinance their home but has a bankruptcy (Ch 13, 3 yrs ago) in their credit history. They have a 1st mortgage for $54K, a 2nd for $15K and want to include the $12K bankruptcy in the refinance. FMV of their house is $145K. Current payments for the 1st, 2nd and B. are $1120 which they want to lower. They want to know if anyone would touch this deal. Thanks.