Posted by Nate on March 22, 2001 at 12:13:27:
Not quite. If anyone accessed your credit report, and denies you something (a loan, a job, etc.) based on information contained in the report, you then have the right to obtain a copy, for free, FROM THE CREDIT BUREAU THAT THEY USED. Not from them directly. Also, they must provide the name and address of the credit bureau so you can contact them if you wish.
If you were not denied for anything, you do not have the right to a free copy from the credit bureau and will have to pay the usual $8 or so fee.
In no case that I know of does a company that pulled your credit report have to give you a copy of what was pulled.