Posted by Rafiq on March 29, 2002 at 09:42:39:
What area are you in? I believe you can answer your own question by making a simple decision. Is the interest rate really a concern if you are going to be investing seriously in RE? Do you refi to offset her income and move to the next deal or keep the rate and struggle? If you are finding good deals you will be able to pay off your home anyway.
What do you think?