How to collect on NSF Check. - Posted by Jeff-oh
Posted by Jeff-oh on May 03, 2006 at 11:48:03:
The check is still written and valid. Call the bank it is drafted from. (Particularly on or near her payday (Fridays, Mondays, 1st and 15th of month)) give them the account number on the check and tell them you have a check for $40.00 and ask if there are funds in the account to cover it?
When they finally tell you yes, high-tail it to that bank and cash it at the teller’s window. If you do not have an account there, they may charge you a fee ($8.00 here) but it at least you will be a little ahead.
I make this call regularly on deposit checks.