Posted by Roger on July 30, 2003 at 14:39:00:
What I advise my clients, is to pay for a tri merged credit report, usually 15-18 dollars. I then give them a copy, and they can use it with any lender for the next 60 days. The problem is when someone tries to get a rate quote based on an unknown credit score, doesn’t want to pay for a report,and dosen’t want a bunch of inquires on their credit report. You have to know your credit score, so you might as well be smart about how you handle it.
When should I allow BROKER to pull my CREDIT? - Posted by Ron
Posted by Ron on July 29, 2003 at 14:45:25:
At what point should I allow Mortgage broker to pull credit?
I am about to buy another property and would like some advice on when it is ok to allow a broker to pull my credit.
Previously, brokers would say they can do things and when it came down to doing them, it was another story (of course the only difference here is that previously it was a refi. that I was working on, on another property, whereas this is a purchase).
My main concern is not to have a ton of inquires on my credit report due to brokers not being able to do what they claim they can.