Posted by PC42 on June 14, 2007 at 10:24:51:
I know, I know, I was just trying to add a little levity. At the end of the day, it’s all about paying on time and managing your debt-to-income ratio. There are no doubt many tricks and strategies for improving a credit score a little bit, but that’s just gravy. The meat and potatoes of a high credit score is paying on time and treating revolving consumer debt like the plague that it is. Nothing else really matters all that much and, my wise acre reply aside, that is the what it all boils down to.