Posted by Paul_MA on March 18, 2001 at 01:13:12:
I used Fidelity with reasonable satisfaction. It is tri-merge with scores.
For each bureau, Fidelity will list all accounts reported, but when it adds up the total outstanding debt on the individual, it will add the same credit card 3 times to the total.
For example, if you have a VISA with a balance of $2500, and it is on all 3 credit reporting bureaus, the Fidelity report shows a total of $7500 debt against the individual. You’ve got to read between the lines.
Fidelity explained to me that their software couldn’t screen it properly. But, for $10.50, what the heck!