Posted by Bruce Lawson on October 14, 2003 at 11:23:44:
Statutes vary from state to state on how long items remain on a credit report the standard is seven years or when ever the creditor stops reporting the information.
To increase a credit score decrease debt ratios. Make small purchases on credit cards and pay them off early. Only keep two revolving accounts open and one stationary (mortgage,car, etc…).