Posted by Bruce Lawson on July 03, 2002 at 04:35:35:
Hi Jason,
Your score will vary from each reporting company they are independent from one another and do not share information, that is why you see an item on one report and not the other two. Generally Equifax will be the highest off the three.
To really get the information that is on your report get them from the reporting companies your score should be supplied with the transunion report. For your score to decline from negative items being deleted I think you may have thought your score was 650 on all three, and that is not the case. The law does not require creditors to report information on you, what it does require the information be accurate.
Keep an eye on your reports to assure the information does not get reinserted.
If you want to discuss the details of credit reporting contact me.
Sincerely,
Bruce Lawson