Posted by BilLW on January 18, 2001 at 22:53:29:
Alex, I believe all states have worker’s compensation laws that require whoever pays the worker to carry worker’s comp. If you’re paying the organization, they should be carrying worker’s comp. You can request that they have their agent send you with a copy. Just be aware that many times you will find that there is none, as you suspected. If this is the case, contact your insurance agent and discuss getting your own comp. policy from them. It’s not as expensive as you might think and it’s WAY cheaper than the alternative. Do you realize there are lawyers out there who specialize in “getting” employers who don’t provide comp. Just look in the yellow pages and you’ll see their ads. You could lose your house, your wages for years and more. Comp is CHEAP compared to this. Talk to your insurance agent.