Posted by Bruce Lawson on July 11, 2002 at 05:22:06:
ICR Services uses an exclusive computer search program that reads and identifies inaccurate, erroneous, and obsolete information on credit reports and also flags any violations to the Fair Credit Reporting Act. The FCRA states “if an inaccuracy is identified and brought to their attention the information must be deleted or corrected immediately” that is what ICR is doing identifying the errors and forcing the reporting companies to correct their mistakes.
It is very rare that items get reinserted once ICR has identified the inaccuracy and has the proof that the law has been broken. There are ways items can get reinserted legally, but the reporting companies have guidelines to follow for that process as well that are not always followed. Once the item has been removed due to a violation of the FCRA it can not be reinserted no matter what.
Feel free to contact me if you want to know more about ICR Services.