Posted by Jason on October 28, 2005 at 15:13:15:
Refinance
In need of a lender - Posted by Jason
Posted by Jason on October 28, 2005 at 11:11:26:
Hi everyone,
I need your help. Thank you in advance.
I have a Chapter 13 Dismissed 1 month/Doublewide on perm. foundation
Value: 150k
LTV: 85%
Full Doc
I am having problems finding a lender who will do the doublewide.
Thank you,
Jason
Re: In need of a lender - Posted by RJ Baxter
Posted by RJ Baxter on October 30, 2005 at 18:56:17:
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What is your credit score?
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How is your credit besides the BK? Have you established new credit since filing the Bk or did you have any credit lines at the time of the BK that you did not include in the Ch. 13?
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Why is a BK unlikely to happen again- do you have stable employment?
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What state are you in?
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Is the double-wide considered real estate- do you hold title to the ground and unit as one or just the unit?
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Are there other comparible properties (double wides) within a few miles of your home?
Depending on the answers to these questions, FHA may be an option.
Re: In need of a lender - Posted by Chris Macone
Posted by Chris Macone on October 28, 2005 at 20:12:21:
Hello Jason, Have you considered a private money investor? Can you prove that the home is permanent?
Re: In need of a lender - Posted by Janiro Griffin
Posted by Janiro Griffin on October 28, 2005 at 19:52:22:
Checkout this website, they will finance or re-finance your home purchase without checking your credit or verify your income http://www.buyahomenocreditcheck.com/
Re: In need of a lender - Posted by Patrick S. Lawson
Posted by Patrick S. Lawson on October 28, 2005 at 16:07:30:
That’s tough. The lenders who will do the double wide are going to have issues with BK Seasoning.
Check out:
Apreva Funding www.apreva.com
Fist Mutual Bank www.firstmutual.com
BNC Mortgage 888.262.5363
Re: In need of a lender - Posted by Patrick S. Lawson
Posted by Patrick S. Lawson on October 28, 2005 at 13:59:42:
Is this a purchase or a refinance?