Posted by Eddie FL on February 09, 2000 at 16:15:28:
You can go to a bank, Mortgage broker or wherever you think you can get the best loan and tell them you want to get a loan to buy the place you are living. They will ask for a contract, which you have, ask you to fill out a loan app and qualify you for the loan. So, the answer is yes, you can go at anytime and qualify for the loan as long as it is within your term to purchase the property. If you Option expires, that is another story.