Posted by Mike on January 23, 2001 at 08:42:08:
Thanks for the reply Jim.
I know that the home day care exposure is excluded by ALL homeowners policies unless you can get a company to endorse the policy for a fee. The problem is that this day care endorsement is hard to find because of the exposure. If you can find the coverage, it only applies if you have 3 or fewer kids (my person has 4).
I think I would be more comfortable passing on this person. I know I can find another good TB.