Re: So basically … - Posted by Tom-FL
Posted by Tom-FL on June 27, 2003 at 19:26:26:
>> I’ve read the messages below, and calling to “provide help” or “following up on a letter you sent” doesn’t seem valid.
Absolutely correct, no one is calling to “help” unless it’s the local church. These guys are calling to make money from the homeowner. If you call about my $100,000 house that I owe $60,000 on, and I deed it to you, then you made $40,000 on that call. I mean, ANY sales person could say they are calling to “help” the recipient. Yes, they would be much happier with new siding, or a new car or a new whatever. Wasn’t it nice of me to “help” them?
Secondly the mailing of a letter does not constitute a “business” relationship, so a follow up to the letter is not valid.
Now the good news, quoting from http://www.ftc.gov/bcp/conline/pubs/buspubs/calling.htm:
The TSR applies to any plan, program or campaign to sell goods or services through interstate phone calls. This includes telemarketers who solicit consumers, often on behalf of third party sellers. It also includes sellers who provide, offer to provide, or arrange to provide goods or services to consumers in exchange for payment.
Notice is says “Interstate Phone Calls” …
I live in the Miami area, and the closest “Interstate Phone Call” I could make would be to Alabama, and I have no intention of working foreclosures up there.
Most of should be safe restricting calls to our own state, at least as far as the Federal list is concerned. If you have a state list, that is a whole different story.