Posted by John Butler(Stl) on March 17, 1999 at 14:42:36:
Southern Pacific was the king of the non-seasoned refinance, but unfortunately filed for bankruptcy back in October 1998. I have not found any other standard lenders for non-seasoned refinances, but you could try the Spectrum Lending division of Countrywide Funding. This is their non-conforming branch, and about a year ago they did a non-seasoned refinance for me. In Southern Pacific’s wake, a lot of the non-conforming lenders are tightening a bit. I used a note sale on my last refi to get around the seasoning issue.
Hope this helps,