Posted by JT-IN on July 13, 2002 at 24:11:28:
It was a pleasure to put a face with a frequently seen and well respected name such as yours, at the recent convention… as well.
On to insurance… you happen to live in a state which is notorious for wreaking havoc on insurance companies with some of the laws affecting them quite severely. Many companies refuse to even attempt to compete in NY due to some of these dictatorial and restrictive laws.
However, some of these laws or requiremnts are actually good for the consumer, but tend to go too far, which ultimately hurts the consumer. Obviously, the laws are not meant to hurt anyone, but many times that is the end result of far reaching legislation.
I have some very definite ideas and thoughts about the area of health insurance, that I feel would work toward reform of the entire industry. Lord knows it is needed at this time. Congress must get involved setting a level playing field, but let the companies resolve the problem, not making the problem a gov’t solution. Otherwise, we will all be at the mercy of a system that is far worse than medicaid and medicare combined.
Come next convention, we must sit down and discuss some ideas concerning this subject. I will share some indepth ideas as to what I feel the solution to the crisis is… and it involves getting everyone in the game. The largest problem among us is, the million sof un-insureds, who choose to be so purposely, taking the chance based on being reasonably healthy at the moment. These consumers must be made to do the right thing… which is to be protected; like it or not. If they choose not to play/pay, and they become ill, we all pay for this… big time. Just like auto insurance… if you are going to drive, gotta have insurance.
Can yo imagine how bad the auto insurance industry would be (worse off than present), if we did not force folks to be responsible here…? We woudl each be paying lot smore for auto insurance as a result of more uninusreds… Health insurance is no different.
I have the method to want to make them play, on the health insurance playing field… Of course I am not quite analytical adn indepth enough to comletely know whether this would work… as maybe someone much smarter tahn I could calculate the accuarial side of the impact, and say whether my ideas hold water…
Anyway, until next convention… or until they appoint me health insurance czar of the US… I guess we will never know for sure… LOL, LOL
Just the way that I view things…