Posted by James (FL) on July 29, 2003 at 21:46:10:
If your father needs to use bank statements, he will need to go through a non conforming lender most likely. With a 680 FICO, and almost 20% down, he shoudl have no problemns getting the loan however, ,at a decent rate (probably in the high 6’s or low 7’s) and assuming his debt to income ratio is ok… that should be an easy loan to do. Find a retail sub-prime lender in your area. Maybe Equifirst… Option One, or Aegis. They hsould all be able to help him out with this. There may be some locally to you as well, but these are three I know of.