Posted by John Behle on March 23, 1999 at 17:08:29:
I don’t sleep much either. I wish it were because of creative ideas about paper. Instead it is a baby that thinks sleep is only good for daytime.
As to your question - don’t make up the note seller’s mind for them. As you mention, putting in the balloon makes the note more valuable, but your seller may have different needs. A partial on an amortized note may be what “jump starts their Greed Glands”. I like to get in and structure the note to best meet their needs and desires. It also builds repoir. They know I am focused on solving their problem. It works well.